The Senior Analyst, Risk-Based Pricing & Portfolio Analytics (RBP & PA) is a senior technical position reporting to the Group Head, Loan Solutions & Distribution (LSD) within the Global Financing Solutions division of Ecobank CIB. The function is in charge of maximizing the profitability of the CIB loan book across the Group, by helping the business increase interest and non-interest income, as well as optimize the capital and liquidity usage for each affiliate when it comes to corporate lending. Job Context This role will play a critical part in driving growth and profitability for CIB affiliates by developing frameworks to enhance profitability and resilience of the loan portfolio through pricing optimization and portfolio strategy. This function will be working with Credit Risk, Risk Analytics, Finance, ALM, Capital Management and other support functions, to improve the loan book performance by implementing various strategies at the transaction level ex-ante during deal execution and at the portfolio level ex-post. Key responsibilities include: Monitor and report on product performance and deal pipeline. Design and implement risk-based pricing models. Develop dashboards to monitor credit portfolio performance. Advise on credit enhancement solutions and capital optimization strategies. Provide pricing frameworks by product and segment. Support business planning with data-driven insights. Key Responsibilities BUSINESS AND FINANCIAL PERFORMANCE Periodically report on the loan product performance at the Group level, working closely with local and regional teams to get granular data. Track and report on the deal pipeline weekly, and provide details on deal execution status, SLAs, and revenue forecasts. Work with Finance and other support teams to build and track the sub-product lines and a shadow financial reporting system to measure LSD revenue streams (Net interest margin, distribution revenues, agency revenue and other fees & commissions). Work with Finance, ALM, Risk and Capital Management, to develop/improve prospective pricing, profitability…
